Nigerian fintech Moniepoint has recorded a remarkable performance in 2025, disbursing more than ₦1 trillion in credit to small and medium-sized enterprises (SMEs) while processing an impressive ₦412 trillion in transactions.
The company’s lending efforts have primarily targeted businesses often overlooked by traditional banks, including local shops, markets, and small service providers. Using digital transaction histories and innovative credit scoring models, Moniepoint has been able to provide funding to thousands of enterprises, helping them grow and expand their operations.
Moniepoint also reported handling over 14 billion transactions last year, highlighting its central role in Nigeria’s digital payment ecosystem. The fintech continues to power a significant portion of in-person payments across the country, enabling businesses and individuals to transact seamlessly.
Through its expanded services — including payments, banking, credit, and business management tools — Moniepoint now supports millions of active businesses nationwide, reinforcing its commitment to financial inclusion and SME empowerment. Analysts note that the company’s approach is transforming how small businesses access credit, creating opportunities for growth even amid economic challenges.
With this performance, Moniepoint solidifies its position as a leading player in Nigeria’s fintech landscape, driving both digital payments adoption and financial access for underserved enterprises.
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